It will be useful to return all old debts and reduce the credit burden. This will not only help you live a freer and easier life. This will cease to be a reason for refusing loans. Remember, microfinance organizations are loyal to their credit policies.
If you suspect that you are blacklisted by an MFI or bank, do not despair, this is a temporary measure. To exit the stop list as soon as possible, you should use the following recommendations: Start by looking for any job or part-time job. It sounds corny